Tired of dreary weather which is too cold or too hot? Concern about the safety of your home and family? Worried over rising costs of living? Love your own hometown, yet yearn for that tropical getaway?
You are not alone! Many people who has work hard all their life, is looking for a special place that they can call next to home upon their retirement.
However, choosing the best place to retire might be a daunting task, especially if you do not make a good preparation ahead. If you do have a plan to retire one day, do you want to consider living in Malaysia?
It has a perpetual warm tropical climate, inviting shorelines of pure white sands and clear blue sea, friendly locals, choice of city living, highland retreats or seaside resorts, a variety of gastronomical delights to satiate even the most discerning of palates awaits, when you retire in Malaysia. This is truly the place where you can retire early, comfortably and hassle free. We are not talking about living well but to live comfortably using just a fraction of your hard earn money. Malaysia has a program called "Malaysia, my 2nd home" for people who want to retire in Malaysia. Undoubtedly, Malaysia has a lot to offer for foreigners who want to spend their life in a relaxed environment. Living in Malaysia means living in a tropical country and still have all the facilities of the western world too. The project is open to all citizens of countries recognized by Malaysia regardless of race, religion, gender or age. You are allowed to bring along your spouse and children as dependents (below 18 years old who is not married).
Why Malaysia is the best place to retire? Malaysia, situated in the heart of Asia, has one of the highest standards of living, yet maintains cheap cost of living. It has a great climate, though the Malaysians probably would probably disagree, facilities are excellent, road are great, transport is cheap. Some others reason, why people want to retire in Malaysia:
Superb healthcare facilities and highly-skilled medical practitioners. Yet medical expenses and insurance can be very cheap and affordable compare to other countries. If you visit government hospital, it will be very cheap and there are plenty of private hospitals for those who could afford it.
Blessed with warm moderate weather all year round. If you feel the heat is catching up to you, take a break at the hilly resort such as Penang hill, Genting Highland or Cameron Highland.
Big shopping centers that have international brand names as their tenants, as well as street malls that carry cheap local products.
Great education system. It also has many international schools to cater for expats children, and numerous colleges with affiliation with well-known overseas universities.
Majorities of the people understand and speak English.
Strategic location which makes traveling to neighboring countries fast and easy.
When retire in Malaysia, you can visit many interesting places, climbing mountains, caves exploration, beaches and more.
For golf enthusiasts, Malaysia has many championship-level golf courses, and very competitive golf membership rates.
A large variety of food, cooked in a lot of different styles that have been influenced by the various cultures that exist in the country (Malay's satay, Indian fish curry, Chinese's Dim Sum, Tomyam from Thailand, etc). In fact, most types of food in the region are available in Malaysia, and they are cheap too!
Low crime rate and highly efficient Royal Malaysian Police. Malaysia banned gun possession, so you don't hear much reported cases of shooting incident.
Cheap insurance rate as the people are not as litigious as in the West
Very friendly people.
Retain your citizenship and all its privileges in your own country. You can come and go as you wish. There is no restriction on your stay and traveling when you retire in Malaysia.
And the list goes on and on...
If you like to know what the typical expenses are when you retire in Malaysia, refer to the table below.
Expenses
Cost (RM)
Cost (USD)
Meal for a day
RM20
USD6
2-bedroom apartment
RM100K to RM150K
USD30K to 36K
3-bedroom house
RM100K to RM200K
USD30K to 45K
Bungalow (600sqft with land)
Up to RM500K
USD151K
Desktop computer
RM2,000
USD606
Visit a doctor (with medication)
RM30
USD9
*Based on the exchange rate of RM1 = USD3.33
Use the conversion tool below for the latest conversion rate & others currencies of your choice.
You will receive a 10-year Social Visit Pass and Multiple-Entry Visa.
After 10 years, it is guaranteed renewable if you didn’t violate the laws & rules of Malaysia.
During these 10 years, you are free to stay in Malaysia and travel as often as you like.
You can import your car or purchase a new car (CKD) tax-free. It is a great savings.
School going children will be giving student pass to further their studies at international colleges and universities.
Allow to employ a maid.
You can be an investor and own businesses in Malaysia.
For housing loan, you can obtain up to 80% as compared to normal 60% for foreign applicants (subject to credibility).
No need to obtain Foreign Investment Committee (FIC) approval for purchasing properties in Malaysia.
Oversea income is not taxable in Malaysia. Under this programme, for those countries that have a double taxation agreement with Malaysia, your private pension fund remitted to Malaysia is exempted from tax.
Things to note when you participate in the programme: Aged Below 50 years old
You have to open a fixed deposit account of RM300,000. After one year you can withdraw up to RM150,000 for approved expenses relating to house purchase, education for children in Malaysia and medical purposes. You must maintain a minimum balance of RM150,000 from second year onwards and throughout stay in Malaysia under this program.
Aged 50 years and above
1) Open a fixed deposit account of RM150,000.
2) Show proof of monthly off-shore income of RM10,000, for example a pension scheme.
Only applicants who are drawing from Government Approved Funds can be considered for the "Monthly off - Shore Income "criteria.
After a period of one year, participant who fulfills the fixed deposit criteria can withdraw up to RM50,000 for approved expenses relating to house purchase, education for children in Malaysia and medical purposes.
You must maintain a minimum balance of RM100,000 from the second year onwards and throughout stay in Malaysia under this programme.
3) You may work up to 20 hours a week for a company in Malaysia subject to
approval. However if you set up your own company, you are allow to work in that company full time provided the company must have at least 30 percent local ownership. There are however few restrictions, you are not allowed to work while you stay here. And, obviously, you should not be involved in activities that are sensitive, illegal or a threat to Malaysia's people and the country. In a simpler terms, Malaysia My 2nd Home (MM2H) is a retirement programme. A place for you to relax and enjoy the natural tropical gateway in your golden age.
It is where you could retire in style;Live in a place -- Where You Truly Want To Live! &
most importantly -- Spend Less Money Doing It!
One should seek serenity to cultivate the body, thriftiness to cultivate the morals. If you are not simple and frugal, your ambition will not sparkle. If you are not calm and cool, you will not reach far. - Zhugeliang
One should seek serenity to cultivate the body, thriftiness to cultivate the morals. If you are not simple and frugal, your ambition will not sparkle. If you are not calm and cool, you will not reach far. - Zhugeliang
Link
http://pinterest.com/shirechintravel/inspiring-ideas
Advertising rates and queries
I am open to all forms of sponsorships and advertisements including :
Sidebar web banner
Blog post advertorials
Product reviews
Contest sponsorships
Blogger engagements
Shop tours
However due to the nature of this blog being a family friendly site, I will not endorse pornography, violence and the such. For more information and rates, please feel free to contact me 📲📧💌 email me ...
YOUNGPALACEBEAUTY.BLOGSPOT.COM is where I blog about my experiences in life. I like to think they interest people enough to have them come back for more. I blog about Beauty, weightloss, health & leisure, food, travel and my life.
Beauty, Lifestyle all in one~ Which covers most of everything.
To get to know me 💬
Contact Me For adverts, sponsors, events or anything else!
add me at my facebook: http://www.facebook.com/SHIRYUCHEN
For interested parties here (Singapore, Malaysia & Asia) and around the world, I would love to try, honest and talk about your product or host a giveaway for READERS! If I meet goodies and freebies, I will share!
I can share with my READER friends my honest to goodness review of your product and tell them what you have to offer specialty, as well as let them win some samples for themselves so they can try them out and tell their friends around!
If you’re interested in promoting your product or COMPANY, or to secure a great spot or advert in my site, please contact me at shirechin@gmail.com✍️ Cheers!
Client can Test products for free and share their opinions! Besides traveling, Asia tour adviser Tour Consultant Travel Agent marketing reps
http://gogoasiavacation.blogspot.com http://shirechinsabahtravelstation.blogspot.com . I’m an E-Shopaholic who’s crazy about beauty cosmetic fashion stuffs and is interested to shop and help other shoppers out! My blog which other shoppers would be interested in as well
Want to be featured at very cheap ads fee S$30?
To have your Facebook/online store/blogshop featured, send me an e-mail with the information below & I’ll get back to you. (please link me first)
FACEBOOK/Blog Shop Name: Blog Shop URL: E-mail Address: Blog Shop Specials/Promotions
First of all..
THANK YOU for visiting my Page
Find me on Facebook
Shiryu CHEN AKA Shire CHIN Young Palace Beauty Personal Blog
Pages i 'm loving
International Skin/Hair/Body Care/Cosmetic Brands
Retail and Consumer Merchandise · Singapore
Shiryu aka SHINJU SHIRECHIN シンジュ別名シャイアあご
This blog is a personal blog. The contents of this blog are protected by Copyright.
This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.
The owner of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are mine. If you knew me, you would know I have a lot of opinions. I frequently I express my opinions for good or bad. If I claim or appear to be experts on a certain topic or product or service area, I will only endorse products or services that I believe, based on my expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
This blog does not contain any content which might present a conflict of interest.
First of all..
THANK YOU for visiting my
Shiryu aka SHINJU SHIRECHIN シンジュ別名シャイアあご
blog!!! Make sure this is not the last time you visit ;)
Sometimes a blog can have to much words that makes eyes sore.
Here I will help you through the browsing. Hoping this will somehow benefits you.
If you are looking for a specific stuff, I do have a search tab on the right side bar. You can type in whatever you are looking for and click search. The bar is under my Google Ads and Translation bar.
If you want to translate this page into whatever language you want. Use the Translation bar.
I do categorized my stuff for easy browsing.
I do have monthly favorite posts on the right bar as well. You can see What are the most viewed posts for the month.
I do have "recent post" widget placed on the right sidebar as well.
On the navigation bar under the header you can find.
"About me" Will be the things you need to know about this blog. How you can contact me and how I basically do my reviews. Ask me anything here. You can read question asked in the past as well.
For updates you can follow me via Google Friends Connect, NetworkedBlogs or email. Don't hesitate to follow me. The increase in number of followers make me happy and feel loved! You can find all the above on the right bar.
http://asia.vivavideo.tv/v/Ian9dw8/1
Don't forget to like my Facebook page and follow on Twitter! ;)
Thank you for the love!
Shiryu aka SHINJU SHIRECHIN シンジュ別名シャイアあご
MUACKS!
Thanks for dropping by😉
😘😘😘😘
* if u have any doubts.
*** Tell me
*Goods sold are NON-REFUNDABLE / EXCHANGABLE
*Meetups Only in EAST*
*I WILL tag people. ALL kinds of people. So if i tagged u accidentally, PLEASE understand THAT it was at random, and i don't mean it on purpose. THANKS
*I don't mind any tags. Instead, i understand everyone is either trying to buy/sell something. And tagging is promoting your items. So feel free to tag me anytime, anywhere,anyhow.
* I am more than willing to reserve it for u until another buyers wants to buy it
*Spend $80 and above and get any 🆓 GIFT and if possible, discount, vouchers sponsored by our merchants ***or IF YOU ARE SUPPLIERS please email me for mutual biz💟
*I love fast deals as they save time and money. Please do not waste my time and do tell me frankly if u not interested so i can move on
*I like people who are not fickle minded/selfish/stingy.
*If u ask me to offer to special order certain item or reserve 🖲️🖲️🖱️⌨️💻🖥️🆎🅰️🅱️🔤 item. And you're are willing to go the distance for it* Always welcome to negotiate with me , illI assist you bargain with Sellers I'm earning refferar fee / commission and you get your items cheaper and 🎁🎁🎁🎁🎁🎁 free gifts *win win move*
*You can also meet me directly at my doorstep to pickup the item. (i) hope we gain mutual trust through this way🤗
Thank you for the love!
Not to forget, your comments make me happy!! So do leave some!
SAMPLES FACEBOOK INSTAGRAM tag / Link site (~)
#ilovesnytrendz #sny
#happypurchasewithsnytrendz
International Skin/Hair/Body Care/Cosmetic Brands
We provide you with the latest offerings and discounts of designer bags, SKIN CARE, BODY CARE, HAIR CARE, COSMETIC products and FASHION accessories.
NEW HERE ????
Advertorial Enquiries
For BlogShops
Please note : All advertorial rates are negotiatable.
* Please include in your e-mail your budget for your advertorial and we can discuss further the details.
E-mail me @ shirechin@gmail.com
1. Banner Linking (at my side bar)
- Minimum 3 months
2. Post Advertorials (without sponsorship)
- Basic Mention of your items in my post and talk about how I find it.
3. Post Advertorials (with sponsorship)
- 1 post option or 3 posts option
- Full posts advertorials
- 5 posts options includes banner linking for free
Event Invites
(for media coverage or product launch or press conferences)
WHATSAPP 📱📲Contact me at 88778669 (For Appointment)
E-mail me @ shirechin@gmail.com
For Sponsorship of items in Retail
For companies who are interested in sending in their products .
*I reserve the rights to choose whether I want to blog or not about the product after I have tried.
I won't blog about it if it's not good as it claims.
For Food bloggingYour food must have at least 100 serving per day. (if you doing business more than 3years) Or you are new opening not famous yet !!
I'm willing to help as long as your food delicious, healthy, special ... etc
Welcome to sharing products idea For Readers do not have personal blogs but would like to share experience
Ads sample fornat :
❾❶❻足金⑨⑨⑨💍頸💎手鏈
耳環18~24K GOLD
Jewelry
美容美髮家庭寵物用品批發零售🎒👗👖👚👙🏡🏠HOME and living 🛌SKIN🤦hair🛀bodyCARE💄Pet's🐕items
🔊🔉📣📢 🖲️🖱️ one click one touch 🛍️🛍️🛍️🛍️ Shopping with SNY TRENDZ NOW TODAY
hassle free 🆓🛒🛒🛒🛒🛒🛒
SNY AFFILIATES
Hi, we get you a discounted ride with Grab (up to SGD 3 off)!
Just register using this referral code GRABSHINJUCHEN, or use this: https://r.grab.com/grabshinjuchen
As we move toward a cashless society, more and more businesses are opening up to the idea of receiving wireless payments when you scan and pay with DBS PayLah!
DBS/POSB digibank or DBSiWealth®, there will be promotions. If you are a newbie, follow these steps:
Just sign up PAYLAH using this referral code
SHIWNY436
Here is an app with all you need in one place.
From the latest news and happenings to food and entertainment recommendations, all in one place.
Pictures tell you different aspects of my life (blogging/personal life) that has happened thus far! Blog Related 2019 This marks my 9th year of blogging and
Chinese New Year's Eve Dinner aka Reunion Dinner- Traditionally, Chinese families would gather for a feast one day before the start of the Lunar New Year. This meal is known as "tuan yuan fan" (团 圆 饭) , o...
40going20.com supply KERATESE SALON products- Yes, we can ship over but it may takes 20-40working days from Singapore - your country Europe area. Kindly tell which product you are interested and we wil...
448 Clementi central #01-35
Hong Xing Li Haineses Chicken Rice
MENU
Steamed/Roasted Chicken
BBQ Char Siew
Roasted Pork
Crispy Lemon Chicken
Thai Style Toufu
Crystal Chicken Feet
Oyster Veg.
Soup Of The Day
Hong Kee Villa Sataybeehoon
MENU
Zao Pai Cai"
Satay BeeHoon
Kang Kong Cuttlefish
Steamed Chicken Laksa
Seafood Laksa
Prawn Noodle
Add: Clementi Central Hawker Centre, #01-25 for Hong Xing Li Haineses Chicken. #01-35 Hong Kee Villa SatayBeeHoon
We Hope to Serve you with our best & with the Best Quality of our Food
Cheers^^
Welcome to shiryuchen's blogwelcome歡迎光臨**Shiryu aka Shire World ♥✔
♥♥♥For interested parties here (Singapore, Malaysia & Asia) and around the world,I would love to try, honest and talk about your product or host a giveaway for you!♥♥♥I can share with my friends my honest to goodness review of your product and tell them what you have to offer specialty, as well as let them win some samples for themselves so they can try them out and tell their friends around! ♥♥♥If you’re interested in promoting your product or company, or to secure a great spot or advert in my site, please contact me at shirechin@gmail.com. Cheers! ♥♥♥ シンジュ別名シャイアあご Client can Testproductsfor free andshare their opinions!
DO NOT MISTAKEN !! shiryuchen aka youngpalacebeauty is not an e-shop! I'm just spreading the love I have for BEAUTY Fashion items. Simply because I can't seem to get enough of ' THEmmmmmmmmmmmmmm em.
All reviews are FOC and may you bear in mind that I only review items that are of interest to me. i do choose brands and good quality for testing and reviewing ...
E-shops owner, please feel free to drop me an email should you have any updates and if your items interest me, I'll arrange how you can deliver to me and review them for you with my group of buddies. ;)
I'm a very friendly, easy going person, so if you have anything in mind, be it suggestions or comments, do voice out. I don't bite!
This Website offer current and discerning travel products, shopping, dining, hotel and culture recommendations..etc. To enjoy discount (CLICK ONCE Do not click away or out of topic selected)For best price offer, please direct contact officersshirechinsabahtravelstation@gmail.com or click skype/YM/msn to chat with our online customer service